Business Checking Accounts

Commercial Checking (Analyzed) Account

The Commercial Checking account is a full-service analyzed checking account for small to large businesses that experience high levels of transaction activity in their account each month. Full Cash Management services are available with this product and the earnings credit* applies to all checking account  and cash management services fees

 *Earnings credit is calculated on a 13-week average t-bill rate plus .25 bps 

Minimum deposit to open - $50
Monthly service fee - $10

Small Business Advantage Checking Account

  • 150 Free items: $0.25 per debit item in excess of 150
  • Free Monthly statements with check images
  • Free MasterCard® Debit Card*
  • Free Online Banking with Free Bill Pay
  • Free first order of Citizens' Bank basic wallet-style checks
  • 24 hour Automated Telephone Banking
  • No minimum balance requirement

Minimum deposit to open - $50


Commercial Advantage Checking Account

  • 250 Free items: $0.25 per debit item in excess of 250
  • Free Monthly statements with check images
  • Free MasterCard® Debit Card*
  • Free Online Banking with Free Bill Pay
  • Free first order of Citizens' Bank basic wallet-style checks
  • 24 hour Automated Telephone Banking

Minimum deposit to open - $50
Monthly service fee - $12
Monthly fee is waived by: $2,500 minimum daily balance

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